Archive for November, 2009

Finding the Best Credit Card

Thursday, November 19th, 2009

Credit card companies make it easy to find their products.  They list all credit card offers online that they have.  You can compare these cards with other companies even.  The trouble is it is hard to find the best credit card.  Credit card companies always announce they have the best card, but is it the best or what’s best for the company?  Any time you choose a credit card it should be based on what you need.  Have you over spent on one card and need to make a transfer?  Are you looking for air miles rewards?

There are many websites where you can compare such factors and search online will bring up a huge list of sites including creditcardcomparison.org.uk. Some of these sites offer advice as well as comparison tables to help you choose the right card for you.

The next thing you have to consider is whether you are seeing the whole picture of the credit card on the market.  By asking the right questions you can get the best credit card for you.  The looks of the credit card should not be a factor in your decision.  Instead you need to focus on the fees, annual percentage rate, and more.  You also have to consider whether you will be accepted by the company.  Many consumers in the UK do not spend enough time researching the various cards.  It leads to high debt on the credit cards, which is why finding the best credit card is based on your needs.

The fact is if you do not look after your finances and make sure you do not get into too much debt you will soon find trouble paying your mortgage.

Stamp Duty Exemption to Expire on Mortgages

Wednesday, November 18th, 2009

First time home buyers are rushing to complete their mortgage deals.  In the next couple of weeks the stamp duty exemption will expire and those wishing to buy a house will no longer be getting such a great deal.  First time home buyers that purchase a home between 125,000 and 175,000 pounds will be able to get the stamp duty exemption, as long as the mortgage deal goes through before New Years’ Eve. (more…)