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	<title>Mortgages</title>
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	<link>http://www.mortgages-3.co.uk</link>
	<description>Essential UK Mortgage Information</description>
	<lastBuildDate>Fri, 11 Nov 2011 18:36:06 +0000</lastBuildDate>
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		<title>Compare iPhone 4S Contracts To Save Money</title>
		<link>http://www.mortgages-3.co.uk/index.php/archive/compare-iphone-4s-contracts-to-save-money/</link>
		<comments>http://www.mortgages-3.co.uk/index.php/archive/compare-iphone-4s-contracts-to-save-money/#comments</comments>
		<pubDate>Fri, 11 Nov 2011 18:34:47 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Money Saving]]></category>

		<guid isPermaLink="false">http://www.mortgages-3.co.uk/?p=262</guid>
		<description><![CDATA[It seem that most of the times I post on this blog it is because I have just saved money and want to tell you readers all about it. Well my latest saving has come in the form of a considerable saving on my new iPhone 4S. What an awesome smartphone but more about that [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Saving Money With Credit Cards</title>
		<link>http://www.mortgages-3.co.uk/index.php/archive/saving-money-with-credit-cards/</link>
		<comments>http://www.mortgages-3.co.uk/index.php/archive/saving-money-with-credit-cards/#comments</comments>
		<pubDate>Sun, 06 Feb 2011 14:23:45 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.mortgages-3.co.uk/?p=258</guid>
		<description><![CDATA[With the possibility of mortgage rises we all need to save whatever money around the house that we can. We found this information site about the availability of 0 interest credit cards online where you can read about how switching your credit card can save you money. You can save by not paying interest on [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Does Your New House Have Good Broadband</title>
		<link>http://www.mortgages-3.co.uk/index.php/archive/does-your-new-house-have-good-broadband/</link>
		<comments>http://www.mortgages-3.co.uk/index.php/archive/does-your-new-house-have-good-broadband/#comments</comments>
		<pubDate>Thu, 03 Feb 2011 19:14:35 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.mortgages-3.co.uk/?p=255</guid>
		<description><![CDATA[It has been a while since we posted to this blog as we have been working on a new site called mobile broadband pay as you go which does what it says on the tin! Moving house and finding ourselves setting up a new broadband connection has been a nightmare so quite appropriate to post [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Mortgages Fall in Approval</title>
		<link>http://www.mortgages-3.co.uk/index.php/archive/mortgages-fall-in-approval/</link>
		<comments>http://www.mortgages-3.co.uk/index.php/archive/mortgages-fall-in-approval/#comments</comments>
		<pubDate>Tue, 02 Feb 2010 14:43:53 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.mortgages-3.co.uk/?p=252</guid>
		<description><![CDATA[The results are in for December for mortgages.  Each month we are curious to see just how the year has transpired for economic profit.  We are especially curious about the recession and damage of the subprime market.  For most of 2009 the studies have shown a steady amount of approvals for mortgages.  However, in December [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>House Prices Are Predicted To Rise By 10%</title>
		<link>http://www.mortgages-3.co.uk/index.php/archive/house-prices-are-predicted-to-rise-by-10/</link>
		<comments>http://www.mortgages-3.co.uk/index.php/archive/house-prices-are-predicted-to-rise-by-10/#comments</comments>
		<pubDate>Sat, 30 Jan 2010 11:43:29 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.mortgages-3.co.uk/?p=249</guid>
		<description><![CDATA[Despite some pessimists predicting a slump in the housing market, others think that there could be an increase in house prices by up to 10%. Yes that’s correct 10%. One large building society reported that house prices rose by 1.2% this month and the price of a house this year is 8.6% higher than it [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Final Quarter Sees More Mortgages Available From Lenders</title>
		<link>http://www.mortgages-3.co.uk/index.php/archive/the-final-quarter-sees-more-mortgages-available-from-lenders/</link>
		<comments>http://www.mortgages-3.co.uk/index.php/archive/the-final-quarter-sees-more-mortgages-available-from-lenders/#comments</comments>
		<pubDate>Thu, 31 Dec 2009 16:51:23 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.mortgages-3.co.uk/?p=247</guid>
		<description><![CDATA[At last we can see an improvement to the amount of mortgages being offered to buyers in the final quarter of 2009 according to the Bank of England. Since the economic downfall earlier this year we have seen fewer houses purchased and the prices of them fall significantly. Mortgage lenders were not readily handing out [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Finding the Best Credit Card</title>
		<link>http://www.mortgages-3.co.uk/index.php/archive/finding-the-best-credit-card/</link>
		<comments>http://www.mortgages-3.co.uk/index.php/archive/finding-the-best-credit-card/#comments</comments>
		<pubDate>Thu, 19 Nov 2009 11:00:07 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.mortgages-3.co.uk/?p=245</guid>
		<description><![CDATA[Credit card companies make it easy to find their products.  They list all credit card offers online that they have.  You can compare these cards with other companies even.  The trouble is it is hard to find the best credit card.  Credit card companies always announce they have the best card, but is it the [...]]]></description>
		<wfw:commentRss>http://www.mortgages-3.co.uk/index.php/archive/finding-the-best-credit-card/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Stamp Duty Exemption to Expire on Mortgages</title>
		<link>http://www.mortgages-3.co.uk/index.php/archive/stamp-duty-exemption-to-expire-on-mortgages/</link>
		<comments>http://www.mortgages-3.co.uk/index.php/archive/stamp-duty-exemption-to-expire-on-mortgages/#comments</comments>
		<pubDate>Wed, 18 Nov 2009 17:03:27 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.mortgages-3.co.uk/?p=243</guid>
		<description><![CDATA[First time home buyers are rushing to complete their mortgage deals.  In the next couple of weeks the stamp duty exemption will expire and those wishing to buy a house will no longer be getting such a great deal.  First time home buyers that purchase a home between 125,000 and 175,000 pounds will be able [...]]]></description>
		<wfw:commentRss>http://www.mortgages-3.co.uk/index.php/archive/stamp-duty-exemption-to-expire-on-mortgages/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Buyers Are Getting Back into Mortgages</title>
		<link>http://www.mortgages-3.co.uk/index.php/archive/buyers-are-getting-back-into-mortgages/</link>
		<comments>http://www.mortgages-3.co.uk/index.php/archive/buyers-are-getting-back-into-mortgages/#comments</comments>
		<pubDate>Mon, 26 Oct 2009 12:28:43 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.mortgages-3.co.uk/?p=241</guid>
		<description><![CDATA[For the last twenty months it has been a little difficult to get a mortgage.  Lenders and banks were too afraid to lend money to many seeking mortgages.  They were awarding mortgages to individuals with high credit scores and low risks.  This has been a small problem for buyers who have the down payment, and [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Growing Number of Tenants Keeping Reptiles</title>
		<link>http://www.mortgages-3.co.uk/index.php/archive/growing-number-of-tenants-keeping-reptiles/</link>
		<comments>http://www.mortgages-3.co.uk/index.php/archive/growing-number-of-tenants-keeping-reptiles/#comments</comments>
		<pubDate>Thu, 03 Sep 2009 16:28:31 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.mortgages-3.co.uk/?p=239</guid>
		<description><![CDATA[The number of tenants keeping reptiles has increased considerably. When a mortgagee lets out a flat then it is very common that they will include a restriction on keeping animals. Most tenants respect this in terms of keeping cats or dogs but increasingly tenants are keeping small animals in the property contrary to the terms [...]]]></description>
		<wfw:commentRss>http://www.mortgages-3.co.uk/index.php/archive/growing-number-of-tenants-keeping-reptiles/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Resources For Landlords</title>
		<link>http://www.mortgages-3.co.uk/index.php/archive/resources-for-landlords/</link>
		<comments>http://www.mortgages-3.co.uk/index.php/archive/resources-for-landlords/#comments</comments>
		<pubDate>Fri, 07 Aug 2009 18:12:41 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Landlord Resources]]></category>

		<guid isPermaLink="false">http://www.mortgages-3.co.uk/?p=236</guid>
		<description><![CDATA[We recently ran a post highlighting sites that were useful to landlord’s who had a mortgage when it came to letting out property. We received a number of comments on that post and an email highlighting some other useful property related sites. We were also contacted by www.legalcentre.co.uk who told us all about their new [...]]]></description>
		<wfw:commentRss>http://www.mortgages-3.co.uk/index.php/archive/resources-for-landlords/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Mortgage Protection and Income Protection Insurance</title>
		<link>http://www.mortgages-3.co.uk/index.php/archive/mortgage-protection-and-income-protection-insurance/</link>
		<comments>http://www.mortgages-3.co.uk/index.php/archive/mortgage-protection-and-income-protection-insurance/#comments</comments>
		<pubDate>Sun, 28 Jun 2009 00:45:46 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.mortgages-3.co.uk/?p=233</guid>
		<description><![CDATA[Morgage rates are at an all time low which is good news but for those that are made redundant due to the current recession that may not on its own enable them to keep up mortgage payments. It is for this reason that mortgage payment protection insurance is at an all time high. Mortgage payment [...]]]></description>
		<wfw:commentRss>http://www.mortgages-3.co.uk/index.php/archive/mortgage-protection-and-income-protection-insurance/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Increase on Fixed Rate Mortgages</title>
		<link>http://www.mortgages-3.co.uk/index.php/archive/increase-on-fixed-rate-mortgages/</link>
		<comments>http://www.mortgages-3.co.uk/index.php/archive/increase-on-fixed-rate-mortgages/#comments</comments>
		<pubDate>Wed, 17 Jun 2009 15:56:57 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.mortgages-3.co.uk/index.php/archive/increase-on-fixed-rate-mortgages/</guid>
		<description><![CDATA[It was announced on June 16th 2009 that increases on fixed rate mortgages are being seen from two companies. Halifax and C&#038;G which are part of Lloyds Banking Group are raising the interest rates being charged on fixed rate mortgages. The rates are up .7 percent by Cheltenham and Gloucester. Halifax has increased their interest [...]]]></description>
		<wfw:commentRss>http://www.mortgages-3.co.uk/index.php/archive/increase-on-fixed-rate-mortgages/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Latest On The Northern Rock</title>
		<link>http://www.mortgages-3.co.uk/index.php/archive/the-latest-on-the-northern-rock/</link>
		<comments>http://www.mortgages-3.co.uk/index.php/archive/the-latest-on-the-northern-rock/#comments</comments>
		<pubDate>Fri, 24 Apr 2009 08:06:39 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.mortgages-3.co.uk/?p=230</guid>
		<description><![CDATA[The nationalised bank, Northern Rock is still experiencing financial problems. This is mainly due to an increase in toxic debt. With many people loosing their job they are no experiencing problems paying their mortgages and many are defaulting on them. It is very hard to exactly predict the looses that they will make as there [...]]]></description>
		<wfw:commentRss>http://www.mortgages-3.co.uk/index.php/archive/the-latest-on-the-northern-rock/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Mortgages Will Cost More For Sometime To Come</title>
		<link>http://www.mortgages-3.co.uk/index.php/archive/mortgages-will-cost-more-for-sometime-to-come/</link>
		<comments>http://www.mortgages-3.co.uk/index.php/archive/mortgages-will-cost-more-for-sometime-to-come/#comments</comments>
		<pubDate>Mon, 23 Mar 2009 13:23:06 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.mortgages-3.co.uk/?p=228</guid>
		<description><![CDATA[Due to tighter regulation on banks, mortgage holders will have to pay more for their mortgages. The tighter regulation is due to the credit crunch and in particular the financial crisis at the beginning of the autumn last year. This was first anounced by Lord Turner the chairman of the FSA. Lord Turner said this [...]]]></description>
		<wfw:commentRss>http://www.mortgages-3.co.uk/index.php/archive/mortgages-will-cost-more-for-sometime-to-come/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Mortgages and Tenancy Agreements</title>
		<link>http://www.mortgages-3.co.uk/index.php/archive/mortgages-and-tenancy-agreements/</link>
		<comments>http://www.mortgages-3.co.uk/index.php/archive/mortgages-and-tenancy-agreements/#comments</comments>
		<pubDate>Wed, 25 Feb 2009 01:25:44 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.mortgages-3.co.uk/?p=220</guid>
		<description><![CDATA[As a mortgagee it will be a requirement of your mortgage that you seek the mortgagor’s consent before letting or renting all or part of the property. Most mortgagors take a very sensible approach to this. You have to bear in mind that if you are looking to let the whole of the property you [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Mortgage Struggles Continue Government Offers Aid</title>
		<link>http://www.mortgages-3.co.uk/index.php/archive/mortgage-struggles-continue-government-offers-aid/</link>
		<comments>http://www.mortgages-3.co.uk/index.php/archive/mortgage-struggles-continue-government-offers-aid/#comments</comments>
		<pubDate>Wed, 07 Jan 2009 08:16:26 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.mortgages-3.co.uk/?p=218</guid>
		<description><![CDATA[The UK mortgage market is still struggling. Many homeowners are still finding it difficult to repay their mortgages on time due to job losses and talk of recession. Thousands of houses have been repossessed already and the UK government desires to extend the aid they have been offering since the last part of 2008. The [...]]]></description>
		<wfw:commentRss>http://www.mortgages-3.co.uk/index.php/archive/mortgage-struggles-continue-government-offers-aid/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Will There Be Mortgages Available?</title>
		<link>http://www.mortgages-3.co.uk/index.php/archive/will-there-be-mortgages-available/</link>
		<comments>http://www.mortgages-3.co.uk/index.php/archive/will-there-be-mortgages-available/#comments</comments>
		<pubDate>Wed, 10 Dec 2008 08:11:17 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.mortgages-3.co.uk/?p=216</guid>
		<description><![CDATA[There has been much talk about helping with the mortgage crisis throughout the world in the last few months; however there still doesn’t seem to be many lending institutions lending. The mortgage lenders in the UK are being asked to resume lending right away. The government has helped with the interest rates and different packages [...]]]></description>
		<wfw:commentRss>http://www.mortgages-3.co.uk/index.php/archive/will-there-be-mortgages-available/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Tracker Mortgages Looking Grim</title>
		<link>http://www.mortgages-3.co.uk/index.php/archive/tracker-mortgages-looking-grim/</link>
		<comments>http://www.mortgages-3.co.uk/index.php/archive/tracker-mortgages-looking-grim/#comments</comments>
		<pubDate>Tue, 11 Nov 2008 09:35:03 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.mortgages-3.co.uk/?p=214</guid>
		<description><![CDATA[Homeowners might have felt a small break in the mortgage cuts that were made, but they could be fleeting. There are 4.2 million homeowners that have mortgage deals. These deals are supposed to have the base rates, and about a third may even be celebrating their rate cuts. The mortgage repayment of this mortgage option [...]]]></description>
		<wfw:commentRss>http://www.mortgages-3.co.uk/index.php/archive/tracker-mortgages-looking-grim/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Banking Crisis and the Mega Rich</title>
		<link>http://www.mortgages-3.co.uk/index.php/archive/banking-crisis-and-the-mega-rich/</link>
		<comments>http://www.mortgages-3.co.uk/index.php/archive/banking-crisis-and-the-mega-rich/#comments</comments>
		<pubDate>Tue, 07 Oct 2008 10:45:00 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.mortgages-3.co.uk/?p=212</guid>
		<description><![CDATA[For months now the subprime mortgage market has been filled with controversy due to the crisis that began in 2007 with the United States. The United States may have been the first country to fall into a mortgage crisis as a result of too much unstable lending, but even in the UK the banks are [...]]]></description>
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